There are many apps that you can use to help you manage your budget. However, it can be tricky to find the best ones to fit your needs. To make it easier for you, we’ve put together a list of some of the most popular applications to help you get started. Here are the best budgeting apps:

Best Budgeting Apps

You Need a Budget (YNAB)

You Need a Budget (YNAB) is one of the best budgeting apps that helps people track their expenses and allocate money wisely. It is available on iOS, Android, and the web.

YNAB - best budgeting apps

While it may not be a perfect fit for everyone, YNAB has helped thousands of people manage their money more effectively.

The YNAB website offers articles and tips to help people improve their financial situation. Its free 34-day trial allows users to test drive the program and see if it’s right for them. However, it’s important to remember that YNAB isn’t cheap.

In fact, it costs between $19.99 and $29.99 per month, depending on how many accounts you want to connect. For those new to budgeting, YNAB recommends connecting an unlinked account. If you decide to link an existing account, YNAB will import transactions into the new one. After the new transaction has been imported, it will take about 24 hours for the budget to update.

YNAB offers a number of reports to help you keep tabs on your spending. These reports are especially helpful if you are interested in a more detailed approach to budgeting.

Another feature that makes YNAB stand out is the ability to create and track multiple categories of purchases. For example, you can set up a category to keep track of your credit cards and ensure you aren’t exceeding your limit.


Of the best budgeting apps, Mint stands out for its ability to provide an overview of your financial situation. It also helps you set goals and monitor your progress toward them.

Mint - Best budgeting apps

Intuit, the company behind Mint, has a solid track record in the finance app space. They also own TurboTax and are experts in data security.

Mint can help you to set financial goals, track your spending, and manage investments. The application is easy to use, and its built-in tools make it simple to create and manage a personalized budget. However, there are some downfalls.

For starters, the app isn’t compatible with all banking and investment accounts. This means it won’t be able to categorize your cash withdrawals, checks, or credit card transactions. Also, the free version doesn’t provide all of the features of the premium version.

Luckily, you can always upgrade to the paid version. If you decide to, you’ll get access to spending projections, money spotlights, and cancellation assistance. Additionally, you’ll also be able to view your VantageScore credit score.

Despite its shortcomings, Mint is a solid budgeting tool. It offers a comprehensive view of your finances, allowing you to keep track of your purchases, bank accounts, and other important information. You can even set up automated alerts to keep you on track.


Of the best budgeting apps, Honeydue is designed for couples. It lets you track your expenses, manage your bank accounts, and coordinate bill payments. You can use this free application on Android and iOS devices.

honeydue - best budgeting apps

Honeydue uses aggregation technology to combine all your bank accounts and credit cards. The app then automatically categorizes your transactions. There are also a few additional features you can try out if you like.

One of the best features of the Honeydue app is its ability to automatically sync with your accounts. This allows you to view your spending in real-time. You can even sync multiple bank and credit card accounts if you’re working with more than one person.

The app is free, although you have to pay for the ad-free version. You’ll also have to provide your partner’s contact details. For technical support, you can contact the Honeydue customer service team by email.

Another great feature of the Honeydue app is the ability to set up a joint banking account. This allows you to create a joint budget and automatically send paper checks to your providers.

Honeydue has a great interface, and the user experience is easy. But it does not have the same range of features as other budgeting apps.

Snoop Plus

The Snoop Plus budgeting app is one of the best budgeting apps that can help you get on top of your spending. It’s an app that’s been designed with busy people in mind. However, it’s not necessarily a stellar product.

snoop - best budgeting apps

Rather than provide a feature-rich solution, the Snoop app focuses on the one that works. For instance, the app can alert you to deals that can save you money on your household bills. And it can also track your spending so you’ll know where you can cut back.

The Snoop app tracks your spending and sends you alerts on areas that you could save on. For example, it can find vouchers for your favourite retailers or track your credit card spending to find out what you’re paying in interest.

Snoop works with most high street banks and many online ones. Using its open banking infrastructure, the app can access all your accounts from one place.

In addition to tracking your spending, the app can also help you create a better budget. This means you’ll know when you’re spending too much. Moreover, it can help you avoid paying penalty fees from your bank.

The Snoop app also lets you track your payments on your mobile phone. Besides, it can notify you of any upcoming contracts.


Simplifi is one of the best budgeting apps that is available for both iOS and Android. You can use it for personal and business finances. It allows you to keep track of your spending and save money.

simplifi - best budgeting apps

The software is easy to use and offers an intuitive interface. There is also a free trial for new users. This way you can try out the app for a month. If you decide you don’t like it, you can cancel your subscription.

The tool is very versatile. Users can link different bank accounts and credit cards. They can also add income events and tags to categorize expenses.

Simplifi also tracks refunds. They are sent to the user’s email. Notifications are given when the refund is processed successfully. A snapshot of the refunds in process is displayed on the shopping refund tracker.

A monthly subscription to Simplifi costs $4.99. However, you can also opt for a yearly plan. That plan costs $3.99.

A subscription to this app is compatible with iOS, Android and desktop platforms. This means you can track your financial transactions on all your devices.

The app is also compatible with Quicken, so you can import your bank statements. In addition, it has a dedicated customer support team.

Personal Capital App

The Personal Capital is one of the best budgeting apps that make it easy to keep track of your finances. It allows you to keep track of your spending and analyze your investment portfolio. In addition, it also gives you a big picture view of your finances.

Personal Capital is a free app that can be downloaded from the Apple App Store or Google Play. This app is ideal for those who want to manage their money from a mobile device. Using the app, you can create a budget, keep tabs on your monthly spending, and find out how much money you have left over for savings.

Another benefit to using the Personal Capital app is that it lets you view all of your accounts in one place. Depending on which version you choose, you can access your credit card and bank accounts, as well as any other financial services you’ve linked. You can also print out your reports as a PDF.

One of the best parts of the Personal Capital budgeting app is the asset allocation tool. Rather than relying on the default percentages, this app lets you set up your own asset allocation.

There are a number of other features to enjoy as well, including a wealth management service, which is an added bonus for those looking for a full-fledged investment management platform. A personal advisor can work with you to review your current financial situation and give you personalized advice on your future investing plans.


If you’re looking for an app to help you budget, Wally is a good choice. It offers a free version and a paid one. This app is easy to use and can help you monitor your spending on the go.

wally - best budgeting apps

The app is available on both Android and iOS. You’ll need to create an account and set up a secure password to get started. Once you’ve done that, you can start tracking your expenses and savings. You can import credit cards and loans and sync multiple accounts.

Wally is a great option for families who have multiple financial accounts. It gives you an overview of how much you’re spending each day and can help you make more informed decisions about allocating your budget.

Among its features is the ability to monitor your expenses, categorize them, and convert them to other currencies. You can also set up reminders and a calendar view.

An in-app library function also allows you to add lists, documents, and reminders. These can be shared with friends or family.

Wally is easy to use and gives you real-time insights into your finances. You can see how much you’re spending each day, how much you’ve saved, and what you can do to stick to your budget.